Career in Banking Decoded

The Department of Commerce, in collaboration with the School of Business and Management (MBA & BBA) and the School of Sciences at CHRIST (Deemed to be University), Pune Lavasa Campus, organized a series of Expert Talk Sessions on Careers in Banking on 25 August 2025. These sessions were delivered by Mr. Vivek M. K., Assistant General Manager and IT Security Expert at the Reserve Bank of India (RBI). Mr. Vivek carries with him a wealth of professional experience, having previously worked with the Export-Import Bank of India and South Indian Bank, making his insights particularly valuable for students aspiring to pursue a career in the dynamic financial sector.

The purpose of the sessions was to familiarize students with the evolving nature of the banking and financial services industry, especially in light of technological disruptions and regulatory reforms. Mr. Vivek explained how the banking sector has transformed dramatically in the last decade, moving away from being perceived as a purely transaction-based industry to becoming one of the most dynamic, technology-driven domains. He emphasized that banking careers today are not limited to traditional clerical or operational roles but extend across areas such as financial technology, risk management, compliance, business analytics, and cybersecurity. Drawing from his own expertise in IT security at the RBI, he provided students with a rare perspective on how technology, regulation, and innovation are shaping the future of banking both in India and globally.

Among the various sessions, the one conducted for B.Com students, titled “Career in Banking Decoded,” stood out for its clarity, practicality, and relevance. This session was specifically tailored to help commerce undergraduates connect their academic learning in accounting, finance, taxation, and economics with the wide range of opportunities available in banking. Mr. Vivek systematically explained the many career pathways open to graduates, such as retail banking, corporate banking, treasury operations, credit management, internal auditing, and compliance functions.

He also emphasized that while strong commerce knowledge remains essential, it is no longer sufficient on its own. In today’s competitive market, students must supplement their degree with digital fluency and professional certifications such as CAIIB, CFA, FRM, or specialized courses in fintech and cybersecurity. These add-ons not only enhance employability but also prepare graduates for leadership positions in specialized areas. Mr. Vivek further highlighted that banking careers increasingly demand mastery in two critical domains: finance and technology. By urging students to build skills in both fields, he encouraged them to develop into versatile professionals capable of thriving in diverse roles across the sector.

The session concluded with an interactive Q&A round, where students eagerly posed questions about public versus private banking careers, international opportunities, the rise of fintech startups, and how global financial regulations are influencing Indian banking operations. Mr. Vivek responded to the question with great enthusiasm advising students to focus on developing themselves holistically. His guidance helped students understand what are the key areas they should focus on while planning to build a career in banking while highlighting the correct time to start preparing for the different certifications and banking exams. 

The Expert Talk Sessions on Careers in Banking served as a bridge between classroom learning and industry practice. For commerce students in particular, the “Career in Banking Decoded” session offered not only information but also inspiration, equipping them with the knowledge and confidence to pursue impactful careers in the banking and financial services industry. The event reinforced the university’s commitment to nurturing graduates who are industry-ready and equipped to meet the challenges of a rapidly changing financial world.